2022.01.19 02:33 sluamredleffub apparently ZCB is getting buffed.. thoughts?
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2022.01.19 02:33 NotYourScratchMonkey Does it Jazz?! YYZ by Rush - Jazz analysis of YYZ and he plays the song on an upright bass. Amazing.
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2022.01.19 02:33 justlivin247 Want to pull trigger on brand new car .. (please read description)
So I'll give you a little bit of a personal background and then get into the finances of it.
Grew up with immigrant parents, worked hard their whole life for a good future for their children. Saved everything they could. Never had much growing up. One thing I've always loved since I was a child were cars. Always driving in some broke down vehicle majority of my life because its all my parents could afford while seeing my friends around me driving new cars whether it be even a brand new Ford Escape hurt my heart. I'm not here to give a sob story or anything so I'll save you the sentimental garbage.
Im a 26M who changed career paths into my new industry just mid last year. Current income is roughly 105k USD Gross. Have only about 10k in student debt which will be paid off by June (doing 2k instalments monthly). Have roughly 15kUSD saved up and 10k in S&P500.
Car I'm looking to purchase will be 53K CAD. I will be making this purchase in July. I want to put 50% down and the rest ill finance over 4 years. I do not have horrible spending habits, quite frankly im the opposite and am very cheap but the one thing Im willing to spend money on is that obsession the broke child in me has. I currently have almost no monthly expenses and aim to save 80% ish of my income. 40% of my income will go towards direct savings and the other 40% will just be investments.
Is this a wise financial choice? Given the state of my scenario and being lucky that I don't have to pay rent or anything, I feel as if this is achievable with the amount of money I put towards savings and investments but its always good to hear someone else's point of view. I feel as if saving for a down payment for a mortgage in the meantime and having this vehicle will be doable, but please let me know what you would do if you were in my situation, or if spending this kind of money on a passion is feasible given the circumstances.
submitted by justlivin247 to PersonalFinanceCanada [link] [comments]
2022.01.19 02:33 DemUnderground **BOOM** Leticia James: TRUMPS ARRANGED AND OVERSAW FINANCIAL MISTATEMENTS **BOOM**
2022.01.19 02:33 sstonerboyelliot Reading the Upanishads! Here is the Chandogya
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2022.01.19 02:33 LexLuthorJr Pocket Dimension Failure
Just wondering if I’m the only one who isn’t able to finish Pocket Dimension. I knew it was going to be an uphill battle when I saw the list of Resolute characters. I could not use any of the characters in my top 25 strongest.
I just cannot make a dent in Node 10. How do you get by the two SHIELD Troopers? I can’t attack anyone without them blasting the snot out of me.
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2022.01.19 02:33 DankuBot Subreddit Of The Month [January 2022]: /r/PeopleLookingUp. Know of a small (under 20,000 subscribers) humor-based subreddit that deserves a month in the spotlight? Link it inside!
2022.01.19 02:33 Disastrous_Camera_57 Is aakash good for JEE prep?
I am 2024 JEEtard, abhi abhi anthe (Aakash ka scholarship test) diya tha, 50 percent scholarship mili hai with 2300 ki rank (Ik, it's bad, ab comments mein likhna mat, already heard it a 1000 times). Ab I was not able to clear tallentex (Again, please don't call me out for being a dum dum) so aakash is the last option. Lelun idhar admission ya do chaar aur test dun?
submitted by Disastrous_Camera_57 to JEENEETards [link] [comments]
2022.01.19 02:33 trigga-maxo STC - skipthecommericals | TV
Tracker's Name: STC - skipthecommericals
Sign-up Link: https://skipthecommericals.xyz/registenull
Closing date: one week
Stats: Imgur Link
submitted by trigga-maxo to OpenSignups [link] [comments]
2022.01.19 02:33 Spore_Flower Adoptable Neopet names at the Neopian Pound
Whenever I look in the Neopian Pound, I often see pets with names that look like they were assigned by the same player then given away.
For instance, one pet might be _bacon_pork, another might be _bacon_s456 and the third might be _bacon_eggs. Almost always level 1 pets with the occasional 2 or 3. I just went through four pages while typing this post and each page of pets was like this. The fifth page actually had, more or less, genuine pets greater than level 3.
Do people create a bunch of pets then just dump them into the Neopian Pound. Anyone know why anyone would do this?
submitted by Spore_Flower to neopets [link] [comments]
2022.01.19 02:33 Pimmelsenator Every day is a chance to change yourself
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2022.01.19 02:33 louppppp Nina got the want to flirt with Mary-Sue… the drama in this town
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2022.01.19 02:33 twinightleak77 Can someone explain why I can’t add “monster reborn” to this deck? Or is this a bug?
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2022.01.19 02:33 tatsuyanakamurata Can some sales experience hurt your resume if your trying to go into Software sales? For example sales at a marketing agency.. better to hold off for SaaS position or just jump right in and get that experience for a pivot?
2022.01.19 02:33 DemUnderground "Own the cons"
2022.01.19 02:33 Breakage- Conflicted on Continuing the Series
I’m on Book Six. Honestly, after the show, I’m conflicted on even continuing this book series I used to love so much. It’s almost like the adaptation killed my passion for the series, for the universe.
Additionally; the series is getting kinda slow. Should I continue reading?
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2022.01.19 02:33 Educational_Leg9213 you imagine
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2022.01.19 02:33 Slxczr would really appreciate if I could get some subs :) i will follow you back if you comment your channel
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2022.01.19 02:33 GSKOF-WEEBO i watched enough anime to understand that this was sbt how you confess to a girl
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2022.01.19 02:33 DemUnderground Republican LOSES IT on young girl at conservative event - Brian Tyler Cohen
2022.01.19 02:33 Friendly_Voice7158 Moorex project
The Moorex Online Store is almost complete. All types of cool merch for the Moorines coming soon.This project is qualitative. It is obvious that the team works and puts in it heart and soul, looking forward to see the development of this project. http://moorextoken.com/
submitted by Friendly_Voice7158 to ICOAnalysis [link] [comments]
2022.01.19 02:33 DemUnderground TRMS is really getting difficult for me to watch,,,
2022.01.19 02:33 Mikezzzzzzzzzzzzzzzz Admiral Greenbull Ryokugyu's justice theory
I have a rather fun(but dumb) theory on Greenbull's brand of justice.
So far we have Akainu's "absolute Justice", Aokiji's "lazy justice", Kizaru's "unclear justice".
Now that Akainu's promoted and Aokiji resigned, Fujitora was introduced with "moral justice". So to balance out the new dynamic, Greenbull's justice could be "street justice" - a very popular but problematic type that even Akainu would disprove of, like throwing bound captives and criminals overboard while escorting them to Impel Down, then reported it as an attempted escape.
2022.01.19 02:33 Drunken_Queen Is Pharah good nowadays? It feels like she becomes less viable pick as other DPS can do better than her.
Running Pharah without Mercy is like running Orisa without Sigma or using Dragonblade without Nano-boost. Mercy is my most played Support and it's understandable that not every Mercy likes to enable Pharah just as not every Ana likes to enable Genji.
I rarely see people running Pharah without Mercy, especially in higher ladder plays & pro scenes.
Throughout the patches, Hanzo has become very versatile projectile DPS that outshines Genji / Pharah a lot; Cassidy has become 'less glass cannon' & Torb is another projectile DPS who is actually very strong right now. Echo is another flying + dive DPS that seems to be outshining Genji / Pharah as well.
Hitscan range nerf only benefits Pharah when she's poking from far range, meanwhile poking from far range can barely kill anything until enemies don't walk out of her line of fire. .
Since Pharah is a glass cannon with no sustain abilities, I feel like the only thing I can do is play passive, poke enemies from various angles, save my concussive blast for escape / enable or peel others, dive only if I can confirm a kill or finish off a dying enemy. Sometimes I find shooting whoever my teammates are targeting at is more effective than killing enemy DPS / Supports.
However, I get a lot of complaints from teammates that I'm supposed to aggro more, dive enemy backline, counter enemy DPS as Pharah. In fact, diving is barely possible when enemy hitscan(s) are well-protected by their Supports + off Tanks like DVA, Zarya, Roadhogs with insane hooks accuracy.
Pharah's rockets are quite easy to dodge and I have to get closer to maximize my direct hit chances. But getting close also increases my risk due to self-damage. Pharah's hitbox is large and she's a sky turtle which makes her a fairly easy target. Her movement abilities cooldowns are relatively long too.
submitted by Drunken_Queen to OverwatchUniversity [link] [comments]
2022.01.19 02:33 plumbdaddy3 Zenitco